September 4, 2024,  Kim Phillips CEO

BenefitScape Helps MEWAs Deliver 100% ACA Compliance to Their Members

Many MEWAs were caught off guard in 2024 (for Tax Year 2023) when it became clear that filing ACA forms with the IRS via paper was no longer possible. The IRS updated its regulations, requiring electronic filing for all employers, even those with as few as five or ten employees. Previously, employers could send Form 1095-B and 1094-B to the IRS on paper through regular mail, but the new e-filing requirement introduced a significant challenge.

This change has been particularly difficult because the credentials needed for electronic filing are complex to obtain and even more challenging to manage.

BenefitScape’s Solution

BenefitScape stepped in to assist many MEWAs by taking the prepared 1095-B forms and submitting them electronically to the IRS. Using our TCC (Transmitter Control Code) credentials, which are difficult to acquire and maintain, BenefitScape manages the entire process and ensures that forms are properly transmitted to the IRS. This service prevented many smaller, non-ALE members of MEWAs from facing fines and disruptions due to missed or incorrect filings.

Here is How it Works.

For Tax Year 2024, BenefitScape will continue providing this essential service. We accept an electronic file containing either all the 1095-B forms or just the necessary employer details (such as EIN and form content). BenefitScape then converts this information into the IRS-required XML format and transmits it through the IRS AIR system, ensuring full compliance with the updated e-filing requirements.

Contact us today.

Please contact info@benefitscape.com to set up a call with our ACA experts, whether to review your options, clear up a specific point, or understand the process better. We welcome your call.

Attached is a PDF with detailed information on the ACA Reporting Requirements for MEWAs.